by bkabritsor | Jan 10, 2022 | Bankruptcy
As your credit card bills from the holidays become due, you may be thinking about revising your financial approach in the new year. It can be hard to get a fresh start, especially when you owe too much money from December’s festivities. These three smart...
by bkabritsor | Nov 10, 2021 | Bankruptcy
Both the holiday season and bankruptcy can be stressful for many people. When these two matters collide, planning and decision-making can become especially burdensome. It is often thought that pushing bankruptcy off until later is a better financial move, but there...
by bkabritsor | Sep 22, 2021 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Management, Personal Bankruptcy
No one ever wants to think that they will face bankruptcy, but it is likely more common than you think. According to the U.S. Courts, 544,463 people filed for bankruptcy in 2020. The process is also not as scary as you may think, though there are many myths and...
by bkabritsor | Jul 30, 2021 | Bankruptcy, Chapter 128
If you struggling to manage your bills, filing for bankruptcy provides an opportunity to start fresh. However, though it is the right option in many cases, bankruptcy can have long-term implications for your financial future. If you are a Wisconsin resident and...
by bkabritsor | Jul 28, 2021 | Bankruptcy
If you are struggling to pay your monthly bills, you may also have difficulty obtaining a personal line of credit or credit card. After all, if your debt-to-income ratio is too high, you may have a low credit score. Filing for bankruptcy is likely to drive your credit...
by bkabritsor | Jul 13, 2021 | Bankruptcy
If you are a single mom who has recently gone through a divorce, your credit might be in rough condition. The fact is, this kind of situation is not uncommon. With that said, now could be a good opportunity to turn your finances around, and filing for bankruptcy may...
by bkabritsor | Jun 14, 2021 | Bankruptcy
If you regularly struggle to pay your monthly bills, your debt-to-income ratio may be too. This ratio, which you can easily calculate, compares how much outstanding debt you have to your monthly gross income. Still, you should keep close tabs on another important...
by bkabritsor | Jun 3, 2021 | Bankruptcy
If you are looking for ways to better manage your money, you are not alone. The truth is, many people run into financial difficulties for countless reasons. On the bright side, there are some steps you can take to improve your situation. 1. Learn how to save In order...
by bkabritsor | May 28, 2021 | Bankruptcy
The idea of starting their adult lives with a bankruptcy on their record may not be an appealing option for many students; however, there are times when it may be beneficial to do so. If you are a student who is having trouble making rent and covering other necessary...
by bkabritsor | May 14, 2021 | Bankruptcy
Even if you have a job that pays well, you may occasionally struggle to pay your monthly bills. If you are like many of your neighbors, though, you may simply be unable to pay for an unexpected illness, injury or another emergency. After all, fewer than 40% of...
