by bkabritsor | Apr 12, 2021 | Bankruptcy
If you have difficulty keeping up with your bills, refinancing your mortgage could potentially lower your monthly expenses and provide some financial breathing room. In other cases, however, refinancing may not be the best choice for your situation. Review these...
by bkabritsor | Mar 31, 2021 | Bankruptcy
If you are struggling to pay medical bills, credit card debt or even living expenses, you are in good company. In fact, the average American has more than $90,000 in outstanding balances to pay. Still, having more debt than you can afford may ruin your quality of...
by bkabritsor | Mar 25, 2021 | Bankruptcy
With the uncertainty that has been a way of life for Wisconsinites over the past year, paying for everyday expenses has become a challenge for many. If you have been unable to pay utility costs, you probably have not had to worry about losing your services. After all,...
by bkabritsor | Mar 9, 2021 | Bankruptcy
Last year was a tough one for many residents across Wisconsin. If you count yourself among them, you may have felt some relief after finding out that the state put a moratorium in place dictating that utility companies would have to wait before disconnecting your heat...
by bkabritsor | Feb 15, 2021 | Debt Management
Consolidation is an appealing option for people who have a lot of outstanding student loans. People who received federal student aid may wonder if they can take advantage of consolidation offers to find some savings and simplify repayment. In fact, it is possible to...
by bkabritsor | Feb 5, 2021 | Bankruptcy
Bankruptcy is a form of financial relief that many people rely on for a fresh start. The lure of discharging debt or entering a more favorable repayment plan might seem advantageous to some, especially if their situations are the result of uncontrollable factors, such...
by bkabritsor | Jan 27, 2021 | Bankruptcy, Tax
If you struggle with high-interest debt you cannot pay, you may have already set aside your tax refund to catch up on bills. On the other hand, you might wonder whether saving the money might prevent you from taking on more debt down the road. Consider these factors...
by bkabritsor | Jan 25, 2021 | Bankruptcy
When the bills pile up, the stress tends to become overwhelming. While collection calls from credit card companies mount, what happens when the threat is much closer to home? Utility companies cannot disconnect residents for non-payment during cold-weather months....
by bkabritsor | Jan 11, 2021 | Bankruptcy, Chapter 7 Bankruptcy
When January arrives, many people face the struggle of paying off holiday-related credit card debt. When you have a tight budget, these extra payments can make it even more difficult to make ends meet. Review these options for credit card debt if you want to address...
by bkabritsor | Dec 1, 2020 | Bankruptcy
If you have decided to file for Chapter 7 or Chapter 13 bankruptcy, you will receive a notice to attend the 341 meeting. This is also known as the “meeting of creditors,” but it also serves as an introduction to someone with a working interest in your case. The 341...