Chapter 7 Bankruptcy Attorney | Debt Relief Lawyer

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Milwaukee 414-250-7880         Madison 608-465-4594         Green Bay 920-626-3125


Serving all of Wisconsin

Toll-free 866-906-5634  Milwaukee  414-250-7880     Madison  608-465-4594     Green Bay 920-626-3125

Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score

Home 9 Bankruptcy 9 Chapter 7 Bankruptcy

Our 3 Step Process

Step 1:
Get Out Of Debt

Step 2:
Clean Up Your Credit

Step 3:
Build Your Score

Home 9 Bankruptcy 9 Chapter 7 Bankruptcy

Our Chapter 7 Bankruptcy Attorneys Can Help

You might be hesitant to file bankruptcy or wonder if it’s the right time to do so. If you are here, you are already heading in the right direction by seeking answers.

When nonstop creditor calls have you hiding from the phone, it is time to take action. If you are tired of struggling to make ends meet financially and are worried about having your bank accounts levied or your wages garnished, it is time to find out how Chapter 7 bankruptcy can help you.

A bankruptcy attorney will talk you through your debt relief options so you can decide if bankruptcy makes sense for you. At Miller & Miller Law, LLC, in Milwaukee, Wisconsin, we are a team of experienced bankruptcy lawyers who help people through financial troubles. We have 25 years of experience helping people get back on their feet again.

Contact us online today for a free initial consultation. Call  414-250-7880 or 866-906-5634 to get out of debt.

Who Files For Chapter 7 Bankruptcy?

People usually pursue bankruptcy because they have encountered an event — job loss, serious illness, the death of a spouse — that pushes them over the edge. A Chapter 7 personal bankruptcy filing is a way to start over.

What Debts Can Be Discharged With Chapter 7 Bankruptcy?

Typically, people with debts who file a Chapter 7 bankruptcy are looking to discharge unsecured debts such as:

  • Credit card debt
  • Utility bills
  • Back rent
  • Medical bills
  • Uninsured car accident judgments
  • Amounts owed on repossessed or surrendered vehicles
  • Deficiency balances and other debts

It is important to talk with a bankruptcy attorney to understand the impact of filing bankruptcy with these kinds of debts. There are also some forms of debt that cannot be eliminated in Chapter 7 bankruptcy. Chapter 7 will not eliminate some tax liability debts, government fines, forfeitures, restitution, child and spousal support, most student loans, debts related to drunk driving or debts resulting from intentional and malicious injuries.

What Is Required To File Chapter 7 Bankruptcy?

To estimate Chapter 7 qualification and get a free initial evaluation, please feel free to take the free Chapter 7 bankruptcy means test calculator below.

In addition to the means test, you will need to complete the following courses:

  • Credit counseling: We refer people to approved nonprofit credit counselors. You must complete this course before filing bankruptcy.
  • Financial education: This will provide you with information and guidance on managing finances. You must complete this course to discharge your debt.

If you have filed Chapter 7 bankruptcy in the past, you now have to wait eight years under new bankruptcy laws before you can file another Chapter 7 bankruptcy again. You can file Chapter 13 bankruptcy within four years of a Chapter 7 discharge.

Can I Keep My Home And Car?

Chapter 7 bankruptcy is available to people with secured debt. You may be able to keep your house and car if you have a mortgage or a car note, as long as you keep the debts attached to them. Alternatively, you can choose to give up these assets to have your debt discharged altogether.

Financial Freedom In 90 Days

On average, a Chapter 7 bankruptcy takes approximately 90 days from the date of filing to the discharge. Within 30 to 40 days of filing the petition, a hearing is held before a United States Trustee. A Notice of Discharge is usually sent to the filer approximately 60 days after the hearing. Creditors are given notice of the hearing and may attend.

The Pros & Cons of Chapter 7 Bankruptcy

Find Out If Chapter 7 Bankruptcy Makes Sense For You – Call Our Law Office Now

Contact our consumer bankruptcy attorneys today at  414-250-7880 to schedule your free initial consultation. We offer weekday, evening and Saturday hours by appointment, and conference call hours for out-of-county clients. We handle each case individually; we are not a bankruptcy mill.

Our Chapter 7 bankruptcy lawyers provide legal counsel and representation to people in Milwaukee and throughout Wisconsin. We have offices in Milwaukee, Madison and Kenosha to serve you better.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Call our Foreclosure Lawyer from Wisconsin Now!

Nobody likes dealing with the thought of foreclosure. Just the mere idea of losing a home you’ve worked so hard to built is hard on anyone. This is why when you are facing foreclosure, get help from a seasoned foreclosure lawyer from Wisconsin.

A lawyer from Miller & Miller, LLC can walk you through the foreclosure process, help direct you to the right path for stopping foreclosure, and formulate strong defenses to help you obtain the best outcome possible.

the secrets about bankruptcy they don't want you to know

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