by Miller & Miller Law, LLC | Jul 6, 2011 | Chapter 13 Bankruptcy, Debt Settlement, Life After Bankruptcy
The Milwaukee Journal Sentinel is reporting this morning that the number of new foreclosure cases in Milwaukee dropped 8% in June compared to foreclosure filings in June 2010. The article went on to say that monthly totals remain at elevated levels for the area, as...
by Miller & Miller Law, LLC | Jun 18, 2011 | Chapter 13 Bankruptcy, Debt Settlement
Banks are doing very little to help homeowners avoid Wisconsin foreclosure. Banks were given millions or even billions to help homeowners with loan modifications. While the mortgage companies did make half-hearted efforts their programs were never really set up for...
by Miller & Miller Law, LLC | May 19, 2011 | Chapter 13 Bankruptcy, Debt Settlement
With the downturn of the real estate market many clients are taking advantage of the Chapter 13 laws that allow them to strip (get rid of ) 2nd, 3rd or home equity mortgages that are entirely unsecured. If you own a home that has multiple mortgages on it and if your...
by Miller & Miller Law, LLC | May 16, 2011 | Debt Settlement
A significant number of Americans are now facing the difficult question: Should I pay my credit cards or my mortgage payments? The answer to this questions increasingly has become to pay the credit card debt. Many Americans have stopped paying their mortgage payments...
by Miller & Miller Law, LLC | Mar 29, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement
There is no requirement of citizenship in the Bankruptcy Code. Section 109(a) of the Code states that”….only a person that resides or has a domicile, a place of business, or property in the United States, or a municipality, may be a debtor” in...
by Miller & Miller Law, LLC | Feb 22, 2011 | Chapter 128, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement
Obligations to utility services can be listed in a bankruptcy petition. It is a violation of Public Service Commission regulations for a utility service to terminate the service to a bankrupt on a basis of their filing a bankruptcy petition. However, a utility may,...
by Miller & Miller Law, LLC | Feb 11, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement
Yes. If one spouse decides to file for bankruptcy the other spouse isn’t forced to do so as well.However, the spouse will be listed on the bankruptcy petition as a Non Filing Spouse, and usually that person’s income and debts will be listed on the...
by Miller & Miller Law, LLC | Jan 13, 2011 | Chapter 128, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement
Filing for bankruptcy is a serious undertaking. Filing your paperwork the right way requires a lot of time and knowledge of the law. Those who do not file as the law requires risk having their case dismissed.It is almost always better to hire an attorney who...
by Miller & Miller Law, LLC | Dec 30, 2010 | Debt Settlement, Life After Bankruptcy
As a continuation to being financially fit for 2011 the suggestion for March is to live without plastic for a month. Lock up your credit and ATM/Debit cards. The generation that lived through the Depression lived without the spending ease and convenience of plastic....
by Miller & Miller Law, LLC | Dec 29, 2010 | Debt Settlement, Life After Bankruptcy
A few weeks ago the Wall Street Journal published an article about a couple that discovered a medical bill of less than $50.00 that had been sent to collections without their knowledge and dramatically lowered their credit score. This oversight ended up costing the...