As a continuation to being financially fit for 2011 the suggestion for March is to live without plastic for a month. Lock up your credit and ATM/Debit cards. The generation that lived through the Depression lived without the spending ease and convenience of plastic. Set a weekly budget, cash a check for that amount at the bank each week, and live on it. Unless you are traveling and need a card you may actually find it easier than you imagined.
Just think how quick you will get through the shopping lines!