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Home 9 Chapter 13 Bankruptcy 9 I’ll never be able to buy a home if I file bankruptcy

I’ll never be able to buy a home if I file bankruptcy

by | Aug 8, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Life After Bankruptcy

Wrong. Can you buy one now? Probably not. Bankruptcy will give you the ability to save for a down payment. Also, you will have the income to qualify for a mortgage, something you can’t do now because your debts take up all of your disposable income. Most people can qualify for a mortgage within about two years after their bankruptcy. If your debt is too high, you will never qualify even if you have a perfect payment history.

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