In the Blog entry the other day we learned what to do in the month of January to get financially fit for 2011.
In February target your cash flow. Get all of your statements and check stubs for 2010 and figure out where all your money went. Some banks such as Wells Fargo will track your spending. Chances are you spent more than you planned or perhaps realized. If you want to get control of your money set a budget and find ways to cut back and save money.