by Miller & Miller Law, LLC | Aug 16, 2013 | Credit Card Debt
During difficult economic times, downturn, some Milwaukee residents may turn to credit cards as part of their fiscal survival strategy. On the plus side, a majority of people are making their credit card payments on time; just over two percent of people were more than...
by Miller & Miller Law, LLC | Jul 25, 2013 | Credit Card Debt
Wisconsin residents who seek to improve their credit rating often focus on making sure they send in payments on time, but many do not realize that keeping their balances low is also important. Many people assume that as long as they are making on-time payments, they...
by Miller & Miller Law, LLC | Jul 19, 2013 | Credit Card Debt
Many residents of Wisconsin who graduate from college do so with an enormous amount of debt. According to Fidelity, 70 percent of people who graduate nationally in the year 2013 have an average of $35,200 of debt. Additionally, in spite of the fact that the cost of...
by Miller & Miller Law, LLC | Jun 26, 2013 | Credit Card Debt
When credit card debts mount and it becomes difficult to make monthly payments, some Wisconsin residents may wonder whether it would benefit them to file for bankruptcy. Consumers who are retired may wonder whether filing for bankruptcy to eliminate credit card debt...
by Miller & Miller Law, LLC | Jun 11, 2013 | Credit Card Debt
Residents in Wisconsin who have large amounts of debt may consider taking money out of their 401(k) retirement accounts to pay off their creditors. While this may seem like a quick and easy way to eliminate credit card debt, there are a number of downsides to taking...
by Miller & Miller Law, LLC | Jun 6, 2013 | Credit Card Debt
Wisconsin residents might be interested to know that the average consumer in the United States has about $7,000 in credit card debt. Credit card debt in the $10,000- $20,000 range is not uncommon. While it may seem impossible to get out of debt, paying your way out of...
by Miller & Miller Law, LLC | May 30, 2013 | Credit Card Debt
Wisconsin residents can learn from a recent study that covered a year of people’s spending habits, and it shows that men and women both have bad credit behavior. Men, for example, are more likely to take cash advances, while women will carry balances on their...
by Miller & Miller Law, LLC | Mar 29, 2013 | Credit Card Debt, Debt Relief
1. When we fail to plain, we plan to fail, and so there is always too much month left at the end of the money. Everyone needs a written budget.2. Something magical happens when we write down our goals. We somehow begin to live out our plans. I am not saying that if...
by Miller & Miller Law, LLC | Mar 29, 2013 | Bankruptcy, Chapter 128, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Credit Card Debt, Debt Relief
For people in Wisconsin and everywhere, debt is a scary, nerve-wrecking experience. You’re angry at the collectors who are bringing chaos into your world. Sleepless nights have made your irritable. Your imagination paints bleak pictures of a hopeless future....
by Miller & Miller Law, LLC | Mar 27, 2013 | Bankruptcy, Credit Card Debt
Some things never change when it comes to what annoys people about credit scores. Consumers’ understanding of credit scores has evolved over the years with largely positive results. Credit card holders in California and Wisconsin have credit scores as high as...