{"id":50811,"date":"2010-06-09T00:00:00","date_gmt":"2010-06-09T05:00:00","guid":{"rendered":"https:\/\/1482253-fork.findlaw2.flsitebuilder.com\/blog\/2010\/06\/thinking-about-bankruptcy\/"},"modified":"2010-06-09T00:00:00","modified_gmt":"2010-06-09T05:00:00","slug":"thinking-about-bankruptcy","status":"publish","type":"post","link":"https:\/\/millermillerlaw.com\/thinking-about-bankruptcy\/","title":{"rendered":"Thinking About Bankruptcy?"},"content":{"rendered":"<p>By Christine Dugas, USA TODAY<\/p>\n<p>If you&#8217;re thinking about bankruptcy, here are some things to consider: Even if you can&#8217;t afford to file for bankruptcy, you can ask a lawyer for some basic information. It&#8217;s important to find out about the statute of limitations for the debt you owe. And you should ask if you are judgment-proof.<\/p>\n<p>&#8220;If you don&#8217;t have any assets that a creditor or collection agency can go after, you may be judgment-proof,&#8221; says Gerri Detweiler, personal finance adviser for Credit.com. &#8220;That means there is nothing they can get from you if they sue you or take you to court.&#8221;<\/p>\n<p>f you&#8217;re judgment-proof, you can write to your collection agency and say that you have consulted with an attorney and you have no assets, Detweiler says. Tell them that you can&#8217;t afford to repay the debt and to stop contacting you. It&#8217;s your right under federal law to have them cease and desist.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Christine Dugas, USA TODAY If you&#8217;re thinking about bankruptcy, here are some things to consider: Even if you can&#8217;t afford to file for bankruptcy, you can ask a lawyer for some basic information. It&#8217;s important to find out about the statute of limitations for the debt you owe. And you should ask if you [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/posts\/50811"}],"collection":[{"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/comments?post=50811"}],"version-history":[{"count":0,"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/posts\/50811\/revisions"}],"wp:attachment":[{"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/media?parent=50811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/categories?post=50811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/millermillerlaw.com\/wp-json\/wp\/v2\/tags?post=50811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}