Bankruptcy Archives | Page 2 of 17 | Miller & Miller Law, LLC

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Can bankruptcy improve your credit score?

If you are struggling to pay your monthly bills, you may also have difficulty obtaining a personal line of credit or credit card. After all, if your debt-to-income ratio is too high, you may have a low credit score. Filing for bankruptcy is likely to drive your credit...

Keep close tabs on your debt-to-credit ratio

If you regularly struggle to pay your monthly bills, your debt-to-income ratio may be too. This ratio, which you can easily calculate, compares how much outstanding debt you have to your monthly gross income. Still, you should keep close tabs on another important...

Top 3 money management tips

If you are looking for ways to better manage your money, you are not alone. The truth is, many people run into financial difficulties for countless reasons. On the bright side, there are some steps you can take to improve your situation. 1. Learn how to save In order...

Why should students consider filing bankruptcy?

The idea of starting their adult lives with a bankruptcy on their record may not be an appealing option for many students; however, there are times when it may be beneficial to do so. If you are a student who is having trouble making rent and covering other necessary...

What does your debt-to-income ratio tell you?

Even if you have a job that pays well, you may occasionally struggle to pay your monthly bills. If you are like many of your neighbors, though, you may simply be unable to pay for an unexpected illness, injury or another emergency. After all, fewer than 40% of...